In my last blog post, I explained the basics of the different types of retirement savings accounts.  You may understand your choices, but which type of account is best for you to contribute to?  Should you choose Roth or Traditional contributions?  How much should you contribute?  Which investments should you choose?  It’s impossible for anyone to give you all of the right answers to your questions without knowing your specific situation, but here I'll outline some of the most common questions I’ve heard and some things to think about to help you arrive at the best answer for you.  

Maybe you’ve heard that you should be saving for retirement, but you don’t know where to start. Or maybe you are already saving, but you don’t understand all of your options. The general idea of a retirement account is to put away money to grow so that you can use it when you need it for expenses later on in life.  Sounds pretty simple, right? Yet there isn’t just one type of retirement account and not everyone has access to all types of accounts. Each account has different contribution limits and some work better than others in certain situations.

With Fourth of July on its way, there will be fireworks lighting up the sky all over.  Financial planning can be a bit like fireworks: organizing chaos.

The first Thursday of May was World Password Day.  If you missed it, you can still celebrate by taking some practical steps to protect your family’s sensitive data.