Health Savings Accounts, also known as HSAs, are powerful, triple-tax-advantaged savings tools.  Contributions to HSAs are tax deductible, grow tax-free, and can be withdrawn tax-free as long as they are used for qualified medical expenses as defined by the IRS.  It doesn’t get much better than that!  

Employees love when employers give them a raise, provide unique employee benefits, or pay for perks.  The more that your employer pays for, the better, right?  No...not necessarily.  There is an expense that is more beneficial for you to pay for yourself.  

Are you overwhelmed with the many financial decisions you need to be making to get on track in the year 2018?  Listen to this video as I review 12 financial goals that you can implement for each month of the year.  

There are many valid concerns people have about talking with a financial advisor.  Chances are if you aren’t having these concerns now, one of these thoughts has at least crossed your mind in the past.  Maybe you’ve heard about negative experiences from friends or family, or maybe you’ve worked with an advisor that led you to think a certain way about all financial planners.  Instead of ignoring it, let’s talk through each reason you may not want to talk with a financial advisor.