Maybe you’ve heard that you should be saving for retirement, but you don’t know where to start. Or maybe you are already saving, but you don’t understand all of your options. The general idea of a retirement account is to put away money to grow so that you can use it when you need it for expenses later on in life. Sounds pretty simple, right? Yet there isn’t just one type of retirement account and not everyone has access to all types of accounts. Each account has different contribution limits and some work better than others in certain situations.
The sun is shining, the birds are chirping, and the flowers are blooming. Spring has arrived. It’s that time of the year where all of your clutter seems to have multiplied and you’re ready to grab a duster and get busy. As you are rummaging through your kitchen, you may find the pot you forgot you had, and as you finally organize your closet, you may find that shirt you thought you lost forever. In addition to our homes, our finances could use some spring cleaning as well. In between all of your dusting and organizing, take the time to follow these five tips.